Use a smart payment method. Are you a sales shopper who loves to boast about the great deal you got on a new pair of shoes? Did you pay for them with a credit card? Well, consider this: a pair of shoes on sale for half price will probably cost you more than full price, if you charge it and make minimum payments on the credit card! Pay cash instead, or pay-off your card each month to avoid finance charges. Being a smart...
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